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Stella F. sells groceries like biscuits and canned products near the Elmina police station. Stella has received junior high education. She is married and has 4 children; her husband is a trader. Stella has been selling groceries since 2001. She is responsible for paying house keeping expenses since her husband takes care of the family’s financial needs. Her loan will be used to buy more groceries to meet the increase in demand by her customers. She hopes to use the new profits from her business to save towards a house she wants to put up for the children with her husband.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 40
    View loans »
    Ghana Loans Fundraising
  • $11,582,250
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Stella her loan will be used to buy more groceries to meet the increase in demand by her customers.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Feb 12, 2009
Feb 22, 2009
Currency Exchange Loss:
Dec 24, 2009