Salaevalu is thirty-five years old and has five children. Keeping up with the school fees for all of her children is a struggle that she doesn’t always win. She used two previous loans from SPBD to launch her flea market stall where she sells traditional Samoan handicrafts to locals and tourists. While her business is going well, she still needs to increase her sales to be able to give all her children the education she feels that they deserve. Thus, having repaid the first two loans, she is seeking a third to expand her product line and increase her inventories.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.