Mrs. T. is married with two children. She operated a small food stall when she received her first loan from SPBD. She cooks assorted dishes like taro, palusami (a food make from taro leaves) and fish. She buys the taro, taro leaves and fish for her dishes from the market. She is now repaying her second loan of $1250ST, which was used to improve her business and make house repairs. She is thinking of finding a spot at the flea market in Apia to extend her business. She believes she will attract more customers there. Therefore, when she receives another loan, she will have to increase the number of dishes she sells. Laga is very glad for the program’s assistance because now she is able to financially support her family and provide for their personal needs.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.