Lemalie S. is thirty eight years old and has five children. Lemalie inherited a small plantation from her parents and is working hard to ensure it remains in good condition. The taro crop from her plantation provides for her family, so she is committed to investing in it to ensure that it remains a viable and steady source of income. But the main obstacle to Lemalie securing a healthy crop is the limited water supply to her plantation. She is applying for a loan to build fresh water lines to her farm. She knows her parents would be proud of the improvements she is able to make to their legacy. She is certain that her children will appreciate the bright future she is working so hard to secure for them.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.