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Benkadi Group
In this Group: Oumou , Djeneba , Kadiatou , Wassa, Massa , Gourde
Most of the women in the Benkadi group are married. They average 23 years of age and 3 children. They live in nuclear traditional families, with their children and husbands, in the city of Dioïla, in the Koulikoro region in the Republic of Mali. They got acquainted through business bonds. Anxious to improve their businesses, they joined Kiva's partner, the microfinance institution Soro Yiriwaso, from which they are seeking their tenth solidarity loan (group loan). None of the previous loans was affected by bad reimbursement.


With this loan, they intend to buy 600 kg of eggplants, 280 kg of oranges, 120 kg of papayas, and a large amount of green vegetables. They purchase these products in vegetable gardens in Dioïla, to retail them at the grand market of that same city, for cash and on credit. Their clientele mostly comprises women working in the food serving business, housewives, and people fond of fruits and vegetables. They foresee turning a profit of XOF 35'000 (ca US$ 70), to be used to provide for their children's school expenses.

View original language description ↓
Les femmes du groupe Benkadi sont en majorité mariées. Elles ont une moyenne d’âge de 23 ans et 3 enfants. Elles vivent dans des familles conjugales nucléaires avec leurs enfants et époux. Ces femmes résident dans la ville de Dioïla région de Koulikoro république du Mali. Elles se sont connues par des relations de commerces.
Dans le souci d’améliorer leurs activités elles ont adhéré à l’institution de microfinance Soro Yiriwaso et sont à leur dixième prêt solidaire. Aucun prêt précèdent n’a fait l’objet de mauvais remboursement.
Avec ce dixième prêt elles comptent acheter, 600 kg d’aubergines, 280 kg d’oranges, 120 kg de papayes et une grande quantité de légumes vertes. Elles achètent ces produits dans les jardins potagers de Dioïla pour les revendre dans la même ville au grand marché en détail au comptant et à crédit. Leur clientèle est composée de restauratrices, de ménagères et les amateurs de fruits et légumes.
Elles comptent obtenir avec ce prêt un bénéfice de 35 000 FCFA qui sera utilisé pour subvenir aux frais scolaires des enfants.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 32
    View loans »
    Mali Loans Fundraising
  • $11,460,850
    Funds lent in using Kiva
  • 518.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD