Titilayo is 55-years old and married with three children. Titilayo sells provisions, bottle water, and drinks, a business she's been doing for many years. Titilayo is requesting a loan to purchase more provisions and drinks to sell. This will improve her income and help her better provide for her family. She says thank you.
The Kiva Field Partner in Nigeria who administers this loan is called the Lift Above Poverty Organization (LAPO). Kiva’s Staff wants to call your attention to the fact that LAPO is the subject of controversy. While all Kiva Field Partners charge an interest rate on loans to sustainably operate, LAPO’s interest rates (see their “Portfolio Yield”) and profitability (see their “Return on Assets”) are amongst the highest on Kiva. Kiva’s Staff encourages you to learn more about this Nigerian Field Partner before making this loan. http://www.kiva.org/partners/20