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Papaloa P., 56, is married with 9 children. She has 4 years of experience in the plantation business. She sells to the general public/villagers 4 days per week. She has 5 previous loans with SPBD. She expects her weekly net cash flow to be 750 Tala (~312 USD).

SPBD loans are Papaloa’s only access to capital because she was never able to qualify for a loan with the traditional banks. Papaloa wants to improve her business in order for it to sustain her and help her family financially.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $6,344
    Average annual income
  • 12
    View loans »
    Samoa Loans Fundraising
  • $6,970,875
    Funds lent in using Kiva
  • 3.1
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Papaloa buy chemicals, knives, plant-sprayer, barbed wire, gromozones, and a spade.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 29, 2009
Mar 1, 2009
Currency Exchange Loss:
Feb 15, 2010