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Sina
Sina V. is a 37-year-old married woman with three children. Her husband is a driver, which helps to support their family from a financial standpoint. She, meanwhile, has 2 years of experience in the farming business, and she explains that she sells her crops to the public three days per week. On average, her weekly net cash flow is approximately 400 Tala ($166).



Notably, she has already received four previous loans from SPBD. Indeed, SPBD loans are Sina’s only access to capital because she is unable to qualify for any loans via traditional banks. She is now seeking a loan in the amount of $575, all of which will be used to expand and improve her business (e.g., to purchase chemicals and equipment).

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 88
    View loans »
    Samoa Loans Fundraising
  • $7,709,500
    Funds lent in using Kiva
  • 3.1
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Sina to expand and improve her business by purchasing chemicals and equipment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 29, 2009
Listed
Feb 20, 2009
Currency Exchange Loss:
Covered
Ended:
Feb 15, 2010