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José

José has 13 years’ experience with his business of selling groceries. He used to be a bricklayer. With his small savings and on his own initiative, he decided to set up the store. He thought about it because there wasn’t this type of business in his neighborhood. Thanks to the store, he was able to buy a small used car which he uses to do deliveries in the mornings from time to time. He was able to buy two lots that he gave to his children to live there. He works everyday of the week from 6 a.m. to 10 p.m.


José wants to use the loan to invest in his store. He was left without working capital because his brother suffered a stroke and he is has been helping him through out his recovery.


José is married. He has 5 children and only 3 live with him. They are still in school and help him with the store. His wife doesn’t work and when José needs to go out she is in charge of selling the groceries. Jose’s wish is to be able to buy two small sugar cane houses for his lots to get an additional income.




Translated from Spanish by Ana Gabriela Clark, Kiva Volunteer.



José tiene una experiencia ya de 13 años con su negocio de venta de víveres. El señor se dedicaba a la albañilería. Poco a poco con sus ahorros y por iniciativa propia decide ponerse el negocio de la tienda. Pensó en ese negocio ya que por el sector donde vive no había este tipo de servicio. Gracias al negocio a logrado comprarse un carrito de segundo el cual lo trabaja por las mañanas realizando fletes de vez en cuando. Fruto de sus ahorros también a comprado 2 solares los cuales les ha dado a sus hijos para que vivan en ellos. Trabaja en la tienda todos los días de la semana en horario de 6 a.m. hasta las 10 p.m.


José desea el crédito para poder invertir en su tienda. La que a quedado un poco sin capital por motivos de que su hermano sufrió un derrame cerebral y el fue el apoyo para que su hermano se recupere. /p>

José es casado. Tiene 5 hijos de los cuales solo 3 viven con el. Los que estudian y le ayudan en la atención de la tienda. Su esposa se dedica al hogar y cuando José tiene que salir ella se encarga de vender sus productos. Su deseo es poder comprarse unas dos casitas de caña para ponerlas en sus terrenos y que estas le puedan producir otros ingresos.

About Ecuador

  • $10,600
    Average annual income
  • 99
    View loans »
    Ecuador Loans Fundraising
  • $24,223,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped José buy more merchandise to have a bigger inventory.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
May 4, 2007
Listed
Apr 19, 2007
Currency Exchange Loss:
N/A
Ended:
Oct 24, 2007