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Hold Tight Group
In this Group: Abibatu , Mohamed , Isatu, Memuna , Marie
This is Abibatu B., Mohamed B., Isatu S., Memuna K. and Marie B.. They call their group Hold Tight, a Krio phrase for “Be Firm”. They have received several loans from Kiva through SMT. They always repay their loans in full. Their previous loan was for Le 800,000 each. This helped them a lot. They were able to make a lot of profit from the loan, and thus were able to solve many of their problems. Today, they are requesting a loan of Le 1,000,000 each to add to their businesses.



Abibatu (right) is the leader of this group. She was born in Sanda, a small town in northern Sierra Leone. She is thirty-four years of age, married and a mother of five children between the ages of one and thirteen years. She has been a businesswoman for the past six years now. She sells ready-to-wear clothes for women and "gara lappers" (locally dyed clothes).



With this loan of Le 1,000,000, Abibatu will buy two pieces of "brillians” and more ready read-to-wear clothes for women to add into her business. (One piece of "brillian" is about thirty yards of white cotton used to dye gara clothe).

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $903
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $9,015,550
    Funds lent in using Kiva
  • 3,090.0
    Sierra Leone Leones (SLL) = $1 USD