The " Las Primaveras" group, represented by Mrs. Deysi, has 17 members. They are requesting their second loan from the communal bank and have always demonstrated determination, responsibility and punctuality with regards to making their payments. The majority of the group's members dedicate themselves to the production and sale of food or snacks, like groceries, sandwiches and empanadas. Other members sell cosmetics, notebooks, or work in their homes. Like most people, they are capable and competent but what really sets them apart is their work ethic and their desire to better themselves every day. They will use this loan to buy ingredients and primary materials for their food and their products, in order to increase their earnings and be able to improve their families' quality of life. They have always been very responsible about their loans, both as a group and as individuals.
El grupo " Las Primaveras" esta representado por la señora Deysi y compuesto por 17 miembros los cuales se encuentran cursando su segundo ciclo con la fundación agrocapital en la cual demostraron seriedad, responsabilidad y puntualidad con sus obligaciones. Las integrantes en su mayoría se dedican a la producción y venta D. alimentos o comida rápida como ser sanduwish, empanadas, comida, carne y productos como cosméticos, carteras y a actividades como ser trabajadora del hogar. Como en todo rubro siempre existe la competencia pero las ganas D. trabajar D. las socias es lo que las saca adelante y les impulsa a ser mejores cada día. El destino del financiamiento es para la compra D. insumos y materiales para incrementar sus ingresos y poder brindar a sus familias una mejor calida D. vida. Dentro D. su anterior ciclo demostraron responsabilidad tanto en grupo como individualmente.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.