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Delia María
With two school-aged children to support and the obligation to provide for her home, Mrs. Dalia P. works hard to improve the living conditions of her children and she does this through improving her home. Her home is suffering from weather damage and is in danger of being further damaged.

Therefore she has decided to make home repairs and she is seeking a loan from Ceprodel for the money to buy construction materials. With this loan she and her children will benefit, and she needs it immediately so she can make her improvements to her home in Masaya city.
View original language description ↓

Con dos hijos en edad escolar que mantener y con la obligación de llevar el sustento a su casa de habitación la señora Dalia P. se dedica a laborar arduamente para mejorar las condiciones de vida de sus pequeños y lo hace por medio de la mejora de su vivienda ya que esta lo requiere por ser una vivienda maltratada por los fenómenos naturales y corre el riesgo de dañarse mas aún.

Es por este motive que ha decidido mejorar su vivienda y para ello ha buscado el crédito en Ceprodel para obtener el dinero para la compra de materiales de construcción. Con este crédito se beneficia tanto ella como sus hijos por lo que requiere obtenerlo de inmediato y así llevar a cabo su mejora en la ciudad de Masaya.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,065,800
    Funds lent in using Kiva
  • 20.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Delia María buy constructional materials.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jan 29, 2009
Feb 20, 2009
Currency Exchange Loss:
Jun 15, 2010