Yagub Q. is 43-year-old man trader who sells home products such as furniture, clocks, kettles, and other items. He started his business more than 10 years ago. Yagub is married and has one child. His profession is cook, and in the second part of the day he is working in the local restaurant. It is not very easy to combine two jobs, but Yagub does everything to keep his family in a good level of life. Yagub applied for $1200 to purchase more goods for his store and will dedicate his time only to sales.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.