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Khijran J. is a 46-year-old woman whose main source of income is bread making. Khijran is married with five children. Khijran's mother taught her how to make bread, and she chose it for the main business in her life of housewife. Early in the morning Khijran wakes up to make pastry and at 9 a.m. she starts to make bread in the big oven that she has in her own yard. She sells bread to the local people and to the restaurants. This is a very profitable business, but to make this business more successful, Khijran needs to build a better oven to speed up the whole process of bread making. For this purpose she applied for $1200. Let’s do our best to help this hard-working woman.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 12
    View loans »
    Azerbaijan Loans Fundraising
  • $13,919,450
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Khijran purchase products for the process of bread making.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Mar 26, 2009
Feb 20, 2009
Currency Exchange Loss:
Jul 1, 2010