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Ngoc Thi's Group
In this Group: Ngoc Thi, Pham, Cao, Nguyen, Nguyen
Mrs. Ngoc T. P. was born in 1953. Her husband has passed, and she is currently living with her adult daughter. Her daughter is already working so she has some income to support her mother. Everyday, Mrs. P. sells vegetables at the market while working other jobs on the side. The family's average income is around 250,000 VND per week. She joined the Fund with a loan of 5,014,000 VND to buy seedlings to plant and to trade goods. She is the group leader for this group loan, which also includes:

- Mrs. T. T. Pham, born in 1973. She sells various foods (chicken, roast duck, etc.). Her family has a stable income at around 350,000 VND per week. She is borrowing 4,142,000 VND to invest in her store.

- Mrs. T. T. Cao, born in 1971. Her husband works as a woodcarver, while she sells duck eggs with a variable daily income. The family's average income is 300,000 VND per week. She is borrowing 4,578,000 VND to buy eggs to sell.

- Mrs. H. T. Nguyen was born in 1951. Her family has a fruit orchard (oranges, tangerines, apples, etc.). Her husband has a stable income from his pension. She is borrowing 4,142,000 VND to invest in the orchard and to trade goods.

- Mrs. P. B. Nguyen was born in 1974. She sells clothes at the market, and her husband is laborer with a stable monthly income. The family's average income is around 3,000,000 VND per month. She is borrowing 4,142,000 VND to invest in expanding her clothing sales.
View original language description ↓
P. Thị Ngọc sinh năm 1953 ( Mã số: 010117140030 ) . Chồng chị đã chết, chị hiện đang sống cùng con gái đã đi làm nên có thu nhập hỗ trợ chị. Hàng ngày, chị đi bán rau ở chợ đồng thời tăng gia sản xuất. Thu nhập bình quân của mẹ con chị khoảng 250.000 vnđ/tuần. Chị tham gia vay vốn mức vay: 5014000 vnđ để mua giống cây trồng và đi chợ. chị là nhóm trưởng nhóm vay vốn gồm có:
Phạm thị Tuyết L. sinh năm 1973, ( Mã số: 010117140029 ) Chị bán hàng thực phẩm( gà, vịt quay chin,,,)gia đình chị có thu nhập ổn định trung bình khoảng:350.000 vnđ/tuần. Chị vay mức vay: 4.142.000 vnđ để đầu tư cửa hàng.
Cao Thị Thuần sinh năm 1971, ( Mã số: 010117140031 ) chồng chị làm nghề thợ mộc, bản thân chị bán trứng vịt có thu nhập theo ngày. Thu nhập binh quân của gia đình chị khoảng:300.000 vnđ/ tuần.Chị vay vốn mức vay: 4.578.000 vnđ để có vốn mua trứng về bán.
Nguyễn Thị Hồng sinh năm 1951, ( Mã số: 010117140032 ) gia đình chị có vườn cây ăn quả(cam, quýt, táo,..). Chồng chị có lương ổn định theo tháng( lương hưu), Chị vay vốn mức: 4.142.000 vnđ để đầu tư vườn cây ăn quả và đi chợ.
Nguyễn Bích Phương sinh năm 1974, ( Mã số: 010117140033) chị bán hàng quần áo ở chợ, chồng chị làm công nhân, có thu nhập ổn định theo tháng, thu nhập bình quân của gia đình chị khoảng 3.000.000 vnđ/tháng. Chị vay mức vốn: 4.142.000 vnđ để đầu tư mở rộng hàng quần áo.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 111
    View loans »
    Vietnam Loans Fundraising
  • $15,326,650
    Funds lent in using Kiva
  • 17,440.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Ngoc Thi's Group's $1,275 loan helped a member sales at the market, fruit orchard.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 18, 2009
Feb 23, 2009
Currency Exchange Loss:
Mar 15, 2010