Eldaniz A. is 33, single, and a young cattle breeder who lives in the small village of Imishli City with his parents who are on a pension now. He started animal breeding when he was a child because his father taught him. Eldaniz now is an experienced farmer whose dream is to build his own house and marry his fiancé. Eldaniz applied for $1200 to purchase two more calves and fodder.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.