T. is 25 years old and a resident of Pursat Province where she owns a plot of land. She usually grows rice crops, which she plants twice a year, a skill she learned from her grandparents. She is a good mother to one child who is still young. T. is married to Mr. Sok, age 25, and he is working together with his wife, farming. To help do the hard physical labor with the farming business, T. is asking for a loan to buy a water buffalo to plow the field. (T.'s husband appears in the picture because she was not available.)
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.