N. is a 48-year-old widower and he earns his living by driving a taxi motorbike, earning an average of US$ 4.50 each day. He currently begins his business early in the morning, picking up passengers and coming back home in the evening with his income. Beside this, he also is a rice farmer. He is a very responsible father for his one child who is a teenager. N. is requesting a loan of $500 to plant rice in the dry season. The loan will allow them to have more income.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.