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Beatrice T. sells fish. She buys fish from fishermen, processes and preserves the fish and sells them at the market at Bantama in Elmina, Ghana. Beatrice does not have a formal education. She is married and has 3 children. Her husband works with the hydro-electrical service department. Beatrice has been selling fish since 1990. She is responsible for supporting her husband by paying rent, utility bills and other basic expenses of the family. Her loan will be used to increase her capital to buy fish in larger quantities for processing and sale. She hopes to use the new profits from her business to develop a plot of land, which she bought with her husband to put up their family house.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 35
    View loans »
    Ghana Loans Fundraising
  • $11,958,450
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Beatrice her loan will be used to increase her capital to buy fish in larger quantities for processing and sale.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Feb 6, 2009
Feb 20, 2009
Currency Exchange Loss:
Dec 24, 2009