Pamela is 40 years old, married, with four children. She lives in Nanga village, outside of Kisumu. Pamela has two businesses that provide income for herself and her family – a tailoring business and a vegetable stall. Pamela farms her own vegetables to sell, mainly sukuma wiki (kale), tomatoes, and maize. In her tailoring business, she sells dresses for ladies, school uniforms, and also repairs clothes. She gets her materials from Kibuye Market in town.
Pamela is a Form 1 school dropout who used to make chapatti (local flat bread) to sell to her neighbors; she was also engaged in the illegal activity of brewing changa, a strong alcoholic brew. She decided to stop both of these activities and buy a sewing machine in 2004.
Pamela has applied for a loan of approximately $150 USD, which she will use to purchase dressmaking materials and farming supplies.
Important InformationPlease note that this Field Partner started working with Kiva before certain core risk and due diligence policies were put into place and therefore does not meet our current minimum risk criteria (K-Met has less than 1,000 borrowers and has not submitted recent audited financial statements to Kiva). K-Met is a unique microfinance organization that targets private health care providers and community health workers as a means to fulfill its mission of promoting development in underserved communities through innovative health and education programs. Private providers are given loans to upgrade their facilities and community health workers, who volunteer through K-Met, are given access to loan funds to grow their businesses and as a means of incentivizing them to remain involved in community health work with K-Met. Kiva was K-Met’s first external lender and the organization is rated a Kiva Star Rating of 1, which is the riskiest level. As a result of K-Met’s strong social mission and unique approach to microfinance and health, Kiva believes that loans to borrowers with K-Met may still be of interest to Kiva lenders, despite the increased risk, and has allowed the organization to continue fundraising on Kiva.
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Success!! The loan was 100% repaid