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Zeynab R. is 32 years old, married, and has three children. Zeynab sells women's underwear, cosmetics, and other items. She started her business six years ago when her husband lost his job, and her family was without any source of income. Zeynab and her husband both run the business, but Zeynab spends more time at the store because her husband found a new job. However, the store still provides their main source of income.

Zeynab applied for a 1200 USD loan to purchase more inventory in the hopes that it will increase her income. This will help improve her family's living conditions and allow her to save money for her children's education. Zeynab and her family are counting on your help.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 30
    View loans »
    Azerbaijan Loans Fundraising
  • $14,344,150
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Zeynab purchase additional inventory.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Mar 26, 2009
Mar 1, 2009
Currency Exchange Loss:
Jul 1, 2010