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Yim Y., 49, is married and lives with her husband in Kampong Cham province, Cambodia. She grows and sells rice at the market and makes US$ 4.5 per day, while her husband works collecting palm juice and refines it to sugar palm. On average, he makes US$ 1.50 a day. She and her husband have two children, one of whom is in school and one who works collecting palm juice like her husband as well.

Mrs. Yim Y. would like to take out a loan to purchase a tractor to plow her farmland. She will also rent the machine to other farmers for additional profit to help support the family.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,736,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Yim to buy a tractor.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 20, 2009
Feb 19, 2009
Currency Exchange Loss:
Aug 15, 2010