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Chum S. is 41 years old and lives with her husband in Prey Chor district, Kampong Cham province. Since 1985, she has been growing rice and vegetables to earn a living and is able to make about US$ 1.50 every day. Her husband helps support the household by working as recycler. He goes from house to house to purchase recycling items and sell them to the market-recycler to earn approximately US$ 3.50 in profit per day. This couple has 2 young children, both of whom attend school.<>

Mrs. Chum S. would like to take out a loan to make two investments. She will provide $200 to her husband so he can use it to purchase more recycling items, and the rest will be used to buy farmland to expand her cultivation.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 55
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Chum buying farmland.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jan 29, 2009
Feb 19, 2009
Currency Exchange Loss:
Apr 15, 2010