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Chhem K. is 26 years old and lives with her husband in the Kampong Chhnang province. She works in a grocery store, making around US$6 of profit per day, while her husband, wearing the blue shirt pictured here, earns about US$3.50 a day working as a mechanic, fixing TVs and radios. He also fixes the second-hand products and resells them to people in the area. This couple has one little child. Chhem would like to take out a loan to purchase old televisions, radios and tape recorders and other tools. The rest of the loan will be used to expand grocery products.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 330
    View loans »
    Cambodia Loans Fundraising
  • $37,587,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Chhem to purchase old televisions, radios and mechanic tools.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 3, 2009
Feb 19, 2009
Currency Exchange Loss:
Apr 15, 2010