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Zulfiyya A. is 40-year-old woman who runs her own small business raising sheep and cattle for meat production. She sells fattened and raised animals to the local livestock bazaar or to the restaurants. She has been in this business since she got married. Because she was unemployed, her husband offered her an opportunity to begin raising cattle. Soon, this business start bringing stable income to her family, which consists of three children.

Zulfiyya would like to expand her sheep herd and purchase one more calf. For this purpose, she has applied for a loan of $1200 USD to purchase five sheep, one calf and fodder. Zulfiyya and her family count on you for your help.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 27
    View loans »
    Azerbaijan Loans Fundraising
  • $14,289,125
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Zulfiyya to purchase five sheep, one calf, and fodder.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Mar 26, 2009
Feb 18, 2009
Currency Exchange Loss:
Jul 1, 2010