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Dios Verdadero 3 & 4 Group
In this Group: Ramon , Orquidia, Luisa, Maria, Joselin, Yuris, Milagros, Maria, Mora, Damaris
Groups 3 and 4 of the Dios Verdadero (True God) Bank of Hope are on their second loan cycle. Ramon M. is the Group 3 Coordinator. He has 5 children ages 15, 18, 12, 8 and 4. Ramon owns a colmado, which is a small store where you can buy your daily food and other supplies. Ramon will purchase different products to sell in his colmado with this second loan. He thinks it's important to keep your business well stocked, so that you can meet your customers' demands and keep them happy. His biggest challenge is to work everyday to make a living, so he hopes to make good profits in his business so he can expand its current space.


Some of the other group members have the same type of store; others have smaller vegetable stands or sell a wide variety of products. In this picture, the group members are gathered at one of their homes. On behalf of Esperanza International, thank you for supporting these entrepreneurs!

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $7,611
    Average annual income
  • 2
    View loans »
    Dominican Republic Loans Fundraising
  • $8,061,225
    Funds lent in using Kiva
  • 35.6
    Dominican Republic Pesos (DOP) = $1 USD