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Wayna Ccapac Group
In this Group: Paulina, Yobana, Isabel, Juan Pablo, Milagros Gladys, Sonia, Luis, Cleofe, Emperatriz, Reynaldo, Nelida, Karla Dominga, Herbert Perzy, Ignacio
This communal bank is called "Wayna Capac." This is the name of one of the heirs of the Inca throne, who in his governance extended the Incan empire to its maximum extent; he was called "el granD.." The bank is located in the province of Urubamba, which is part of the department of Cusco, exactly one hour and 30 minutes from the city. This sector is called the sacred valley of the Incas, a place of generous and fertile lands, thus allowing the production of large, rich grains.

The associate members of this small bank of nine women and five men are enterprising people, desiring that the association offer them minimal backing in order to be able to continue supporting their families and to continue the tradition of cultivation as in the time of the ancient Peruvians, the Incas. These associates carry out various activities, the majority of which are agricultural. They produce organic vegetables, corn, beans, barley, artichokes, potatoes and dried grains among other products. For this reason they desire to invest their loans in the improvement of their raw materials, which are the seeds, and in the purchase of better animals, as they also raise small animals such as chickens, turkeys, ducks, guinea-pigs and rabbits in order to ultimately breed and sell them. Other associates will start some small businesses, such as to open a fast food restaurant, selling sandwiches, juices and kebabs.

These associates are thankful for the help received and undertake to repay the loan by the proper date. They truly value the support given, because in the rural areas of Peru, you often can't count on the help of the financial social bank.

View original language description ↓
Este banco comunal, se llama "WAYNA CAPAC", Este nombre responD. a uno D. los herederos del trono Inka, quién en su gobierno extendió el imperio D. los Inkas a su máxima expresión, lo llamaron "el granD."; El banco, está ubicado en la provincia D. Urubamba que corresponD. al departamento del Cusco, exsactamente a 1 hora y 30 minutos D. la ciudad, este sector es denominado el valle sagrado D. los Inkas, lugar D. tierras generosas y fértiles permitiendo así la producción D. granos grandes y ricos.

Los socios integrantes D. este banquito D. 09 mujeres y 05 varones, es gente emprendedora deseosa D. que la sociedad les brinD. un mínimo apoyo para poder seguir llevando el sustento a sus hogares y seguir la tradición D. los cultivos como en la época D. los antiguos peruanos, los Inkas. Estos socios se dedican a actividades diversas, en su mayoría son agricultores, ellos producen hortalizas organicas, maíz, habas, cebada, alcachofas, papas, granos secos, entre otros productos, para lo cuál desean invertir sus préstamos en la mejora D. su materia prima que son ls granos y compra D. animales mejorados, ya que también se dedican a criar animales menores como son, pollitos, pavos, patos, cuyes, conejos D. castilla, para finalmente hacer que se procreen y venderlos; otros socios aperturarán algunos pequeños negocios, como abrir un restaurante D. comida rápida, sandwich, jugos, venta D. salchipapas.

Estos socios agradecen la ayuda recibida y se comprometen a devolver el préstamo en el plazo indicado, ellos realmente valoran el apoyo dado, por que en las zonas rurales D. Perú, no se cuenta a menudo con la facilidad D. banca financiera social.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,998,275
    Funds lent in using Kiva
  • 3.3
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Wayna Ccapac Group's $3,525 loan helped a member capital to purchase raw materials, small animals and various products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 16, 2009
Feb 19, 2009
Currency Exchange Loss:
Aug 15, 2009