Qalamirza A. is a 62-year old man. Qalamirza and his wife, who is a housekeeper, have 4 children.
He has been running his own small business for nine years. He has a store that sells shampoos, detergents, tooth-paste, brushes and other items. Qalamirza is very friendly and polite, which attracts clientele.
He is requesting a loan of $1200 so that he can purchase more goods to sell and increase the range of products for sale. Qalamirza promises to pay his loan during a 15 month time period and thanks everyone who decides to support him.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.