Vaimoana is one of the business ladies in the program that has attained the second level of business ranking. Her husband works, but his wages are not enough for the family's needs. Vaimoana is talented at sewing and designing clothes which she sells at the flea market along with traditional Samoan handbags she makes herself, coconut shell earrings and other handicrafts. She works at the flea market six days a week, and her income helps support her family. Most of her customers are local people and tourists. She is requesting a loan so she can offer more items to sell and increase her income.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.