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Malohat is single. She lives with her parents. Malohat launched her enterprise a year ago with the assistance of her parents. Today she is still selling fabrics for national dresses at the famous market in her city. Malohat has about $2,000 invested in merchandise, and her net profit is about $300 each month. Her affordable pricing policy causes good turnover of her inventory and brings Malohat high profits.

Malohat is seeking an $800 loan to increase her turnover and sales rates. Malohat started this business when she couldn't find any other way to support herself and her family, so this venture is just like her baby, and she is very excited to see it expand and become sustainable. Malohat is hoping to make good money in business and eventually do some repairs to her family's house.

More about Tajikistan and IMON International

Tajikistan is perhaps best known for its rich history, which includes a key post along the Silk Road; the end of Alexander the Great's rule; and its famous great thinkers, philosophers, scientists, and poets, including Rudaki, Ibn Sina (Avicenna), Firdousi, Omar Haiyam, Jomi, Mavlavi Rumi and many others. The country is home to communities that still speak the ancient Sogdian language, epic mountain passes, and a civilization that dates back to the 4th millennium BC. Today it is a complex mixture of the Islamic faith, Soviet culture, New West culture and Central Asian traditions.

But Tajikistan is also the poorest of the former Soviet republics. The civil war that ignited soon after its independence from the U.S.S.R. further damaged its already weak economy. 93% of the country is mountainous and only 7% of the land is arable--conditions that have resulted in high levels of unemployment and forced hundreds of thousands to seek work in other countries, mainly Russia. While the people of Tajikistan are working to improve its agricultural production and manufacturing sector, nearly two-thirds of the population still live in abject poverty.

IMON's History

Since December 2007, IMON International has worked closely with Kiva and Kiva lenders to ensure that poor and low income clients represent a viable business proposition. Funds raised through Kiva have already been distributed to thousands of IMON International's clients and will continue to provide thousands more with permanent access to the varied financial services they need. To learn more about IMON International's work, please visit

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 248
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Malohat purchase new fabrics to increase the range of goods for sale.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Feb 10, 2009
Feb 17, 2009
Currency Exchange Loss:
Dec 15, 2009