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Mẫn Thị Hòa Group
In this Group: Mẫn, Nguyễn , Nguyễn, Mẫn
Mrs. Man Thi Hoa, aged 44, would like to borrow 4.704.000 VND to buy wood to make beds, desks, and chairs. She is currently helping her son in polishing the furniture. Her husband is a construction worker and her other child is a blue-collar worker. The family’s income, as a result, has become much more stable. Mrs. Hoa is very interested in borrowing loan and paying it back in a certain period of time because it has helped her better manage the family’s finances. She and other members in her group have fully paid back the loans in the first round. In the next round of loan, other members in her group include:
Mr. Nguyen Van Tai, aged 46, would like to borrow 5.152.000 VND to make and sell rice.
Mrs. Nguyen Thi M., aged 50, would like to borrow 4.704.000 VND to raise poultry.
Mrs. Man Thi Luyen, aged 29, would like to borrow 4.704.000 VND to make and serve breakfasts for customers.
View original language description ↓
Chị Mẫn Thị H. năm nay 44 tuổi chị đăng ký vay mức 4.704.000VNđ để mua gỗ đóng giường, tủ, bàn ghế. Hiện tại chị giúp con trong việc làm bóng, đánh giấy giáp, cho những bộ bàn ghế mà gia đình chị làm để bán. Hàng ngày chồng chị đi làm thợ xây và một con chị đi làm công nhân nên mức thu nhập của gia đình chị cũng ngày càng ổn định hơn, đồng thời có thêm thu nhập để hoàn trả vốn. Chị rất thích tham gia hình thức vay trả này, vì nhờ có hình thức vay trả và tiết kiệm mà gia đình chị có kế hoạch trong việc chi tiêu. Chị cùng nhóm đã tham gia qua một chu kỳ và hoàn trả rất tốt, nên chu kỳ này chị và nhóm sẽ đăng ký và vay tiếp sang chu kỳ II.
Trong nhóm chị có các thành viên như sau:
Anh Nguyễn V. T. năm nay 46 tuổi, anh đăng ký vay mức 5.152.000VNđ để đi chợ mua thóc về xát gạo bán.
Chị Nguyễn Thị M. năm nay 50 tuổi chị đăng ký vay mức 4.704.000VNđ để đầu tư vào chăn nuôi lợn, vịt.
Chị Mẫn Thị Luyến năm nay 29 tuổi chị vay mức 4.704.000VNđ để đầu tư vào việc bán hàng ăn sáng.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 185
    View loans »
    Vietnam Loans Fundraising
  • $14,187,975
    Funds lent in using Kiva
  • 17,435.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Mẫn Thị Hòa Group's $1,125 loan helped a member vay vốn kinh doanh.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 20, 2009
Listed
Feb 24, 2009
Currency Exchange Loss:
Covered
Ended:
Mar 15, 2010