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Phem S., 53, is married and lives with her husband in Kampong Cham, Cambodia. She works on her rice field and earns approximately $2 per day. Her husband is the local doctor in the village and earns $4 each day Mrs. Phem S. requests a loan of $1000 to purchase a motorbike for commuting to work. The rest of the loan will be used to purchase medicine.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 285
    View loans »
    Cambodia Loans Fundraising
  • $37,502,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Phem purchase a motorbike for commuting and medicine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 3, 2009
Feb 18, 2009
Currency Exchange Loss:
Mar 15, 2010