Néhémie Group

Status: Paid Back

$3,500
Loan Request
Pre-Disbursed : Feb 11, 2009
Listed: Feb 17, 2009
Funded: Feb 17, 2009
$3,500
Paid Back
Ended: Jul 15, 2009

About the Country

Country:The Democratic Republic of the Congo
Avg Annual Income:$119
Currency:Congo/Kinshasa Francs (CDF)
Exchange Rate:680.0000 CDF = 1 USD


In this Group:
Déborah Bobe, Charlotte Lelo, Martine Amisi, Marie Kutala, Jeanette Mamuko, Dondo Lolo, Luasa Billuala, Rebecca Mushiya, Eugenie Kayusu, Ivone Mabaya, Lilanda Pele, Faustine Toto, Vicky Nkibila, Clématine Mambu, Florantine Kiboba, Joséphine Pemba, Marie Ladio, Ephrasie Kofita, Régine Nsangu, Kalombo Amishi, Patience Kikumbi, Micheline Kutadikila, Ephrasie Malela, Théthé Bana, Claudette Futila, Henriette Imbamba*, Marguerite Kandongo, Evéline Misanzi, Bénie Senga, Ngedi Jina, Jean Pierre Kololo, Lord Mayemba, Nicole Fimbo, Madelene Mafuta, Dénise Maleleka, Véronique Mundongo, Nzila Lusueki, Ida Dikiyilo, Odon Tshau, Marie Vueyi, Anderson Mandondo, Dorcas Kabansika, Mapiako Masia
* not pictured

About the Loan

Location: Kinshasa, The Democratic Republic of the Congo   Repayment Term: 6 months
(more info)
Activity: Retail   Repayment Schedule: Monthly
Loan Use: To expand her inventory by purchasing five crates of soft drinks   Currency Exchange Loss: Covered
      Default Protection: Covered
Deborah is a 42-year-old woman with five children. All of her children are 12 years old or younger, and three of them are currently attending school.



With starting capital of just $200, Deborah began her business in 2002 by selling soft drinks. Today, she operates a general boutique, selling her goods in the northeastern area of Kinshasa. She explains that her business prospered from 2002 through 2004, but that the business went bankrupt in 2005 due to theft. Nevertheless, in 2007, Deborah re-launched her business with five crates of soft drinks and purified water. By generating profits of approximately $5 per day, she increased her working capital to $100.



Currently, Deborah is happy to be a part of one of Hope’s groups. Indeed, she joined the group in October 2008, and she notes that her business has been reinforced and has improved through the loan she received. Her dream is to open a soft drink store. For the time being, she is seeking this loan in order to expand her inventory: she would like to purchase five additional crates of soft drinks.



About Group Loans
In a group loan, each member of the group receives an individual loan but is part of a group of individuals bound by a group guarantee. Under this arrangement, each member of the group supports one another and is responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. Learn more


Subscribe

Lenders to this group

Meron
amherstburg, Ontario
Canada

Monica
.,
Sweden

Merle and Edith
Sioux Lookout, Ontario
Canada

Alif
New York, NY
United States

Malachi`s College Fund
Santa Cruz, CA
United States

Judy & Jana
Maple Grove, MN
United States

Benji
Orange, CA
United States

Deborah & Leigh
Capay, CA
United States

Anonymous
Montreal, QC
Canada

Rodney
Biggar, Saskatchewan
Canada

Elisabeth
London,
United Kingdom

Anonymous
London, Central
United Kingdom

Madeleine
Greenfield Center, NY
United States

Marci
Richardson, TX
United States

Jay
San Francisco, CA
United States

Wayne
Yorkton, Saskatchewan,
Canada

Helen
Winnipeg, Manitoba
Canada

Anonymous
New York, NY
United States

Thomas Juul
Græsted,
Denmark

Shannon
Tulsa, OK
United States

Anonymous
Mesa, AZ
United States

Jennifer
Joshua Tree, CA
United States

b*b p*sk*r
San Francisco, CA
United States

Dana
Columbia, MO
United States

Anonymous
Montreal, Quebec
Canada

Kathy
Boulder, CO
United States

Amy's mom
KivaFriends.org, Midwest
United States

Rob
Denver, CO
United States

Helle
Århus C,
Denmark

JUDI O
Monterey, CA
United States

Brian and Kelly
Bend, OR
United States

Anonymous
Bryan, TX
United States

Michelle
Baltimore, MD
United States

Good Dogg
Front Porch, www.kivafriends.org
United States

Rhonda
Edmond, Oklahoma
United States

Julie
Medford, MA
United States

Keith
London, London
United Kingdom

Afzal Hossain
San Jose, CA
United States

Cristal
San Francisco, CA
United States

Sam
Vancouver, British Columbia
Canada

Howard
Palo Alto, CA
United States

Vanessa
Santo Domingo de la Calzada, La Rioja
Spain

Howard & Jillian
Vence,
France

David
San Francisco, CA
United States

Vicki
Vancouver, British Columbia
Canada

Mark
Oconomowoc, WI
United States

Lynn and Craig
Bangor, ME
United States

Kymbo
Venezia, Venezia
Italy

Romin
Newbury, Berkshire
United Kingdom

St. Mark's
Palm Beach Gardens, FL
United States

Seth
Berlin,
Germany

Jane
San Francisco, CA
United States

Silke
Ottawa, Ontario
Canada

Nathan
Las Vegas, NV
United States

neddotcom
worldwide, OR
United States

debby
osoyoos, British Columbia
Canada

Moira
san luis obispo, CA
United States

Jennie
Paris,,
France

Denise
Barrington, IL
United States

César-Mario
Los Gatos, CA
United States

Chrysta
Stamford, CT
United States

Lynn
Gainesville, FL
United States

Miriam
Hillsborough, NC
United States

Carl
Jupiter, FL
United States

Marianne Garver
Petronila, TX
United States

Rene
Dirmstein,
Germany

Jon
Otis Orchards, WA
United States

madeline
elmwood park, IL
United States

Lean der
Amsterdam,
Netherlands

Tom
Norwich, VT
United States

Mickie & Steve
Seattle, WA
United States

Randy
Manhattan Beach, CA
United States

Weaver family
APO, AE
United States

Ben
brooklyn, NY
United States

EditMe, LLC
Maynard, MA
United States

Sandra
St. Gallen,
Switzerland

Silke
Reseda, CA
United States

Kim
Saskatoon, Saskatchewan
Canada

STEVEN
GLENDALE, CA
United States

Kai
RD 11, Rakaia,
New Zealand

Jonathan
Houston, TX
United States

Larry
Suva,
Fiji

Bradford
Farmingdale, ME
United States

Arun
Chatsworth, California
United States

Ashar and Sanaa
Potomac Falls, VA
United States

Gail
San Francisco, CA
United States

Lowell School
WASHINGTON, DC
United States

(Jelani)
Los Angeles, CA
United States

Val & Derek
Thornton, Colorado
United States

The Redwoods Group
Morrisville, NC
United States

jake
kincardine, Ontario
Canada

Carol
Lake Orion, MI
United States

Ben
Vancouver, WA
United States

Katerina
Huntington Station, NY
United States

John
Denver, CO
United States

Jessica
Helsinki,
Finland

Cammie
Stevensville, MT
United States

Anonymous

Netherlands

Anonymous
Rock Springs, WY
United States

Anonymous
New York, NY
United States

Dave
Valparaiso, IN
United States

Nicole and Chris
San Francisco, CA
United States

Patti
Huntersville, NC
United States

"The Correct Change"
San Mateo, CA
United States

Francois
New York, NY
United States

Leon
Doylestown, PA
United States

Brian and Rochelle
Medicine Hat, Alberta
Canada

Willow
Rochester, NY
United States

sethieboy
santa cruz, CA
United States

Emerson
Ocala, FL
United States

Kornelia

Hungary

Lisa
Dallas, TX
United States

Toby
London, London
United Kingdom

Nancy
Asheville, NC
United States



Top Lending Teams for this group


Kiva Christians
Friends
3635 Members

Team Obama
Common Interest
2961 Members

Poverty2Prosperity.org - Poverty-Escape
Businesses
1754 Members

Kiva France
Local Area
396 Members

women empowering women
Common Interest
1090 Members

Journal entries for Néhémie Group


Loan has been disbursed
 
Entrepreneur: Néhémie Group
Location: Kinshasa, The Democratic Republic of the Congo

Thank you for your loan. It has been disbursed to the Déborah Bobe group, consisting of Déborah Bobe, Charlotte Lelo, Martine Amisi, Marie Kutala, Jeanette Mamuko, Dondo Lolo, Luasa Billuala, Rebecca Mushiya, Eugenie Kayusu, Ivone Mabaya, Lilanda Pele, Faustine Toto, Vicky Nkibila, Clématine Mambu, Florantine Kiboba, Joséphine Pemba, Marie Ladio, Ephrasie Kofita, Régine Nsangu, Kalombo Amishi, Patience Kikumbi, Micheline Kutadikila, Ephrasie Malela, Théthé Bana, Claudette Futila, Henriette Imbamba, Marguerite Kandongo, Evéline Misanzi, Bénie Senga, Ngedi Jina, Jean Pierre Kololo, Lord Mayemba, Nicole Fimbo, Madelene Mafuta, Dénise Maleleka, Véronique Mundongo, Nzila Lusueki, Ida Dikiyilo, Odon Tshau, Marie Vueyi, Anderson Mandondo, Dorcas Kabansika, Mapiako Masia by HOPE DRC, a partner of HOPE International in The Democratic Republic of the Congo. We are excited to watch this business grow. Over the 3 months of this loan, HOPE DRC, a partner of HOPE International will be collecting repayments from this entrepreneur and posting progress updates on the Kiva website.


Posted by from Kinshasa, The Democratic Republic of the Congo
Feb 18, 2009
Comment on this entry

Remerciements de Déborah Bobe
 
Entrepreneur: Néhémie Group
Location: Kinshasa, The Democratic Republic of the Congo

Déborah Bobe a une boutique d’articles divers. Elle a acheté avec le crédit obtenu en février dernier des casiers des boissons sucrées, du sucre, etc … comme prévu dans sa planification. Ces derniers mois, elle a connu quelques difficultés dues à la hausse des prix sur le marché causée par la dépréciation monétaire qui a troublé la régularité dans la vente. Déborah est encouragée car la situation s’améliore progressivement. Elle est très reconnaissante à toute personne qui a soutenu financièrement son activité.


Posted by Robert Kalala from Kinshasa, The Democratic Republic of the Congo
May 21, 2009
Comment on this entry

Kiva Help Repayment Schedule for Néhémie Group

  Expected Repayments Actual Repayments Comments
April 2009 $218.77 $218.77 Repayment Received
May 2009 $875.08 $875.08 Repayment Received
June 2009 $1,093.85 $1,093.85 Repayment Received
July 2009 $875.08 $875.08 Repayment Received
August 2009 $437.22 $437.22 Repayment Received