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Néhémie Group
In this Group: Déborah, Charlotte, Martine, Marie, Jeanette, Dondo, Luasa, Rebecca, Eugenie, Ivone, Lilanda, Faustine, Vicky, Clématine, Florantine, Joséphine, Marie, Ephrasie, Régine, Kalombo, Patience, Micheline, Ephrasie, Théthé, Claudette, Henriette*, Marguerite, Evéline, Bénie, Ngedi, Jean Pierre, Lord, Nicole, Madelene, Dénise, Véronique, Nzila, Ida, Odon, Marie, Anderson, Dorcas, Mapiako
* not pictured
Deborah is a 42-year-old woman with five children. All of her children are 12 years old or younger, and three of them are currently attending school.



With starting capital of just $200, Deborah began her business in 2002 by selling soft drinks. Today, she operates a general boutique, selling her goods in the northeastern area of Kinshasa. She explains that her business prospered from 2002 through 2004, but that the business went bankrupt in 2005 due to theft. Nevertheless, in 2007, Deborah re-launched her business with five crates of soft drinks and purified water. By generating profits of approximately $5 per day, she increased her working capital to $100.



Currently, Deborah is happy to be a part of one of Hope’s groups. Indeed, she joined the group in October 2008, and she notes that her business has been reinforced and has improved through the loan she received. Her dream is to open a soft drink store. For the time being, she is seeking this loan in order to expand her inventory: she would like to purchase five additional crates of soft drinks.

Additional Information

About HOPE DRC

HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 19
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $10,687,000
    Funds lent in using Kiva
  • 680.0
    Congo/Kinshasa Francs (CDF) = $1 USD

Success!! The loan was 100% repaid

A portion of Néhémie Group's $3,500 loan helped a member to expand her inventory by purchasing five crates of soft drinks.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 11, 2009
Listed
Feb 17, 2009
Currency Exchange Loss:
Covered
Ended:
Jul 15, 2009