Tiana is a married mother of two from the Samoan village of Faatoia. She runs a general store in this small village. While her husband is employed, his earnings do not cover the expenses of their family. Tiana opened a small store, and the income is a crucial supplement to the family finances. Tiana has been able to use past loans to finance expanding the inventory for her store, and she will use these loan funds for a similar purpose. Tiana is determined to provide for her family’s future, and thus makes a weekly deposit in her savings account.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.