Oka T. sells tugane at the front of her house and beside one of the busiest main roads near the town area. This sea creature is found near the shore, and usually women are the ones to collect them. This is Oka’s first job of the day. When the sun starts to rise, Oka gathers her fishing baskets together and walks straight into the sea. She sells the tugane in plastic bags, and it’s about five tala per bag. She plans to use the loan for more plastic bags and fishing gear.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.