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Chum S. is seeking a loan to buy wood and cement for the construction of his new home. He lives in Phnom Penh and works as a mototaxi driver and earns $5/day. His wife (pictured here), Hak Sopha is 43 and sells shoes at the local market, earning $4 profit/day. They have 3 children and 1 nephew who also lives with them, and they are now seeking better housing for their family. The new home will also be used as a small grocery shop, and should generate enough income to continue sending their children to school.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 308
    View loans »
    Cambodia Loans Fundraising
  • $37,564,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Chum to buy wood and cement to build a home.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
May 5, 2007
Apr 19, 2007
Currency Exchange Loss:
Dec 15, 2008