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Neidy Scarleth
Mrs. Neydi is 30 years of age and lives in north Laureles in the city of Managua. She has three beautiful sons who are studying. Her husband is a teacher and helps their kids. Mrs. Neydi's business is selling jewelry of gold and silver for cash or credit. She has been working in this business for four years and has clients. She started the business with loans that Afodenic granted her, which have benefited her personal life greatly.

With this loan she is going to buy construction materials to build a wall and a roof over part of her house; she cannot do it all at once because it is an expensive investment, but little by little she has been making her home better for her family. Her plan is to establish a distribution network for her silver jewelry. She expects to have a profitable future due to high sales, since her jewelry has a lot of variety, good style, and is affordable.

View original language description ↓
La sra. Neydi tiene 30 años de edad, reside en laureles norte, en la ciudad de Managua, tiene tres hermosos hijos que estudian, su esposos es docente y ayuda a sus hijos. Su negocio de la Sra., Neydi vende prendas de oro y plata los comercializa al contado y al crédito, lleva cuatro años de vender y captar clientes, negocio que inicio con prestamos que Afodenic otorgo lo cual ha sido de muchos beneficio en su vida personal, con esta solicitud va a comprar materiales de construcción para levantar una pared y entechar parte de la casa, ya que de una solo vez no puede por que es una inversión cara y va poco a poco hasta lograr una casa buena para su familia. Sus planes es establecer una red de distribución de prendas de plata. Que espera lograr en un futuro es rentable ya que por su variedad y bonitos estilo y accesibles se vende mucho.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 20.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Neidy Scarleth buy construction materials to build a concrete wall and a roof.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 13, 2009
Mar 1, 2009
Currency Exchange Loss:
Apr 15, 2010