Malelega runs a flea market stall in Samoa’s main market. Her husband and five children remain in a small village far from town, where her husband works on crafting many of the goods that she sells in her flea market stall. Malelega sells the traditional Samoan handicrafts made by her husband and others both to locals and to tourists looking for souvenirs. A loan would help Malelega purchase raw materials for her husband’s crafts as well as purchase goods from others to resell at her flea market stall.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.