Rc Primary School, Fadugu Group
St. Peters and Paul RC Fadugu makes good grades at the National Primary School Examination (BECE) every academic year. The school has been able to send many pupils to secondary schools in bigger towns.
Until Sabobu Education completes constructing them a new school building, they are in short of sufficient class rooms to house the 400 pupil they have. Water well is also another problem facing this school.
Nancy B. K. (3rd from right) is the Deputy Head Teacher of this school and the founder of the school. She was born in Kamabai (about twenty-five mile from Fadugu) fifty-eight years ago. She is a widow with five children between the ages of eighteen and thirty-two. Nancy will be using her loan to pay school fees for her children.
About Salone Microfinance Trust (SMT)Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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