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Joselyn
Joselyn is 50 years old and already a widow. She has three children: Evincent – 28 years old, high school graduate; Visie – 21 years old, also a high school graduate who works as a saleslady; and the youngest is Eduardo – 17 years old, a fourth year high school student.



Joselyn aims to send her youngest child to college but she worries if she can afford all his educational expenses so she decided to maintain her hog-raising business. She is thankful that her two children are supporting her financially in their household needs and an allowance for her son. Her family lives in the rural village of Paragu Tumauini, Isabela.



Joselyn would like to request a loan of PHP 4,000 to sustain her hog-raising business. She also intends to use the loan to venture into another business which is a rice-retailing business. She plans to buy one sack of rice and different kinds of vegetables and native snacks. She carefully budgets her income in order to support their family and her son's studies. She is hoping to improve her small businesses in their village. “Do not do unto others what you do not want others to do unto you”, this is the passage that motivates Joselyn to do good things for other people especially for her neighbors.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $1175
    Average annual income
  • 220
    View loans »
    Philippines Loans Fundraising
  • $53,045,000
    Funds lent in using Kiva
  • 47.1
    Philippines Pesos (PHP) = $1 USD