San Juan De Orcasitas Group
The partners are involved in different businesses, like selling food, cosmetics, sweets, drinks, replacement auto parts, groceries, and making bricks.
In Agustina’s case, she is married, forty-two years old, and has a son. Agustina sells food, and beverages at a playground called Orcasitas Valley, and also at the local pool and a sports field. Agustina also buys and sells tara, a product from a kind of tree in Perú.
While Cirila is married, thirty-nine years old, and the mother of three children, she purchases tara from different communities and then sells it between her suppliers. In addition, Cirila buys prickly pear when it is in season and transports it to Lima to sell it.
The partners need loans of different sizes, like S/.300, S/.450, S/.600, S/.900, and totaling at S/.9,450 worth of loans from the communal bank.
Their loans will be used to buy prickly pears, tara, guinea pigs, chickens, young pigs, sugar, rice, noodles, and oil, and to pay employees.
These small businesspeople dream of improving their businesses, having their own financial resource, raising their children with a good education, and working to stay afloat.
Las socias realizan diferentes negocios como la venta D. comidas, cosméticos, golosinas, bebidas, repuestos, abarrotes en general y fabricación D. ladrillos.
Como es el caso D. Agustina que es casada, tiene 42 años y 1 hijo, Agustina tiene un recreo llamado Valle Orcasitas en donD. venD. comida, bebidas, además su local cuenta con piscina y campo deportivo. Además Agustina se dedica a la compra y venta D. tara.
Mientras que Cirila es casada, tiene 39 años y 3 hijos, Cirila compra tara en las diferentes comunidades y luego lo venD. a los intermediarios, además Cirila en época D. producción D. Tuna, compra tuna y lo transporta a la ciudad D. Lima para comercializarlo.
Las socias necesitan diferentes montos D. prestamos como 300 soles, 450 soles, 600soles, 900 soles haciendo un total D. 9,450 soles D. prestamos en el Banco Comunal.
Sus prestamos serán invertidos en la compra D. tuna, tara, cuy, gallina, cochinilla, azucar, arroz, fideos, aceite y para el pago D. los peones.
Los sueños D. las socias son mejorar sus negocios, tener capital propio, brindar una buena educación a sus hijos y trabajar para salir adelante.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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