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Ternura Group
In this Group: Reyna , Luzmila , Glisse Elena , Julia , Elbia Tatiana , Genoveva , Bertha , Miluska Lulia, Zoya Leishin , Katiuska Rocio , Elbia Regina , Zoya Lulia , Salome , Sara Natividad , Herlinda

The Community Bank Ternura started their new cycle with 15 members, the members mentioned are liked for the family training that they received and for managing their business.

The members run different businesses that sell general groceries, such as potatoes, meat, natural medicine, bread, clothes and grain. They also make textiles in a loom and sweaters.

The members need different loan amounts: 300, 450 and 600 soles (Peruvian monetary unit), making a total of 8,450 soles of loans form the community bank.

Their loans will be used to buy rice, sugar, potatoes, oil, wool, dyes, wheat, barley, sweaters, polo shirts and pants.

Their dreams are to improve their businesses, build their homes and for their children to be professionals.

View original language description ↓
El Banco Comunal Ternura inicia su tercer ciclo con 15 socias, las socias menciona que les gusta las capacitaciones que reciben con respecto a la familia y como administrar su negocio.

Las socias realizan diferentes negocios como la venta D. abarrotes en general, papa, carnes, medicina natural, pan, ropa, cereales, también realiza tejidos en telar y tejido chompas.

Las socias necesitan diferentes montos D. prestamos como 300 soles, 450 soles, 600soles, haciendo un total D. 8,450 soles D. prestamos en el Banco Comunal.

Sus prestamos serán invertidos en la compra D. arroz, azúcar, papa, aceite, lanas, tintes, trigo, cebada, chompas, polos, pantalones

Los sueños D. las socias son mejorar sus negocios, construir su casa y que sus hijos sean profesionales.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 99
    View loans »
    Peru Loans Fundraising
  • $57,945,600
    Funds lent in using Kiva
  • 3.3
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Ternura Group's $2,600 loan helped a member para la compra de arroz, azúcar, papa, aceite, lanas, tintes, trigo, cebada, chompas, polos, pantalones.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Feb 3, 2009
Feb 15, 2009
Currency Exchange Loss:
Aug 15, 2009