Mary P. is a 52 year old woman. She is married and has six children. Three are in school and the rest are traders in the market. She lives with her husband in her matrimonial home in Koforidua, a suburb of Offinso in the Ashanti region of Ghana.
Mary has traded in bananas, oranges and plantains in the Koforidua market for more than ten years. She treks to surrounding villages in the central part of Ghana to purchase bulk stocks of bananas, oranges and plantains from the farmers and then sells retail to her customers. For lack of adequate working capital, Mary is not able to buy enough stock to make a sufficient profit to support her family. Mary is asking for a loan of $750. With the loan, she wants to purchase bulk supplies of bananas, oranges and plantains to enable her to increase her sales. She believes the loan would allow her to save more income which she could use for her children's education. Mary belongs to a village bank called ‘DaNyame ASE’ which means "Give thanks to God".