Abena A. is a 25 year old single woman and mother with two children. One is in school and one is a baby. Abena lives with her family in Abofour. She sells home products like cooking utensils, plastic bowls, buckets and plates and she has recently added the sale of bananas to her stock. She makes her sales by ‘hawking’, which is door to door sales in the community. Abena is an achiever and her focus is to save enough to pay for school fees to give her children a brighter future. Abena is asking for a loan of $450 to increase her stock of plastic materials, kitchen sets and bananas to serve her customers. She believes that with the loan she can save enough to rent a store from which to sell her wares. Abena belongs to a village bank called ‘Chance’.