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Ya
S., age 44, lives in a medium-sized traditional wooden house in a rural area of Banteay Meanchey province where she owns a plot of farmland and cultivates rice. She is married and has given birth to four children: one is married and the other three are single. Her husband's name is Em, 49, and he is a local teacher in a primary school.



In the past, S. always hired a cultivating machine from a neighbor to plow her farmland and she currently hopes to own a machine; thus, she would like to request a loan of US$ 1000 to purchase a cultivating machine. Owning a machine, she can hire it out to other farmers for additional income.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 117
    View loans »
    Cambodia Loans Fundraising
  • $36,211,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD