Ami is married and lives with her husband and three small children in a small Samoan village. Ami had previously lived in New Zealand, but she was eager to return to her native country to raise her family. To support her family in Samoa, Ami opened a small village store in the front of her house. She has used previous loans to launch her store and keep it stocked. Ami has a strong history of repaying those loans in full and on time, and so she qualifies for another loan. Ami would again use this loan to purchase shop inventory.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.