The "Las Estrellas" [Stars] group is represented by Yerma Paolita and is maD. up of 15 members who are involved in various commercial activities such as the sale of clothing, food, groceries, shoes, cosmetics, CDs, cards, toys, medications, bread and dried fruit. Within the workplace there has always been competition but they are aware of each person's obligations, for which they struggle day by day to gain income and to improve the quality of life of their families; It is for this reason that the Fundación Agrocapital offers them the confidence of a loan intended to purchase merchandise, supplies and tools in order to be able to increase their income and to improve their families' comfort levels. The partners have experience working in supportive groups and know the responsibility and honesty required to be part of an upright and trustworthy group.
El grupo " Las Estrellas " esta representado por la señora Yerma Paolita e integrada por 15 miembros los cuales se dedican a diferentes rubros comerciales como a la venta D. ropa, comida, abarrotes, zapatos, cosmeticos, CDs., tarjetas , juguetes, medicamentos, pan y fruta seca . Dentro del ámbito laboral siempre existe la competencia pero ellas están concientes D. las obligaciones que cada una tiene, por lo que luchan día a día para obtener ingresos y para mejorar su calidad D. vida D. sus familias; es por eso que la Fundación Agrocapital les brinda la confianza D. un crédito destinado a la compra D. mercadería, insumos y herramientas para poder incrementar sus ingresos y darles a sus familias una mayor comodidad. La socias tienen experiencia trabajando con grupos solidarios y conocen D. la responsabilidad y honestidad que se requiere para formar parte D. un grupo integro y confiable
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.