The members work in different businesses like selling fruit, fish, diary products, bread, cereal, cheese, food, vegetables, wood, groceries, and they also perform some carpenter work.
One case is Rufilia, who is married, 53 years old, and has 10 children, 3 of which live with her. Rufilia travels to the markets every Saturday and Sunday where she sells groceries and buys cereal.
Another is Juana; she is 27 years old and lives with her partner and has 2 children. She sells food Saturdays and Sundays from her house, and during weekdays she sells baked sweet potato in different places.
Meanwhile Rosa is married, 57 years old and has 4 children. Rosa buys milk from the Alpachaca community and sells it in the streets.
The members need different loan amounts of around 300 soles, 600 soles, or 900 soles for a total of 10,800 soles in loans from the Communal Bank.
Their loans will be used for the purchase of wheat, beans, corn, various fruits, sweet potato, milk, sugar, rice, oranges, apples, cheese, carrots, tomatoes, onions, and barley.
The members’ dreams are to expand their businesses, to build a house with noble material, that their children learn a profession and to purchase land.
Las socias realizan diferentes negocios como la venta D. frutas, pescado, lacteos, panes, cereales, quesos, comida, verduras, leña, abarrotes, brindan servicio D. carpintería.
Como es el caso D. Rufilia que es casada, tiene 53 años y 10 hijos D. los cuales 3 viven con ella, Rufilia viaja a las ferias los días sábados y domingos en donD. venD. abarrotes y D. las ferias compra cereales.
Por otro lado Juana es conviviente, tiene 27 años y 2 hijos, Juana los días sábados y domingos venD. comida en su casa, además los días particulares venD. camote horneado en diferentes lugares.
Mientras que Rosa es casada, tiene 57 años y 4 hijos, Rosa se dedica a la compra y venta D. leche, que adquiere en la comunidad D. Alpachaca, sus ventas los realiza ambulatoriamente.
Las socias necesitan diferentes montos D. prestamos como 300 soles, 600soles, 900 soles haciendo un total D. 10,800 soles D. prestamos en el Banco Comunal.
Sus prestamos serán invertidos en la compra D. trigo, haba, maíz, frutas variadas, camote, leche, azúcar, arroz, naranja, manzana, quesos, zanahoria, tomate, cebolla, trigo, cebada, maíz.
Los sueños D. las socias son ampliar sus negocios, construir su casa con material noble, sus hijos sean profesionales y comprar un terreno.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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