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Oksana is married with two grown children. Today she runs a small business selling baked goods and confectionery in a small store. Her business boasts a wide assortment of fresh inventory at reasonable prices. Oksana has been in this trade for 3 years. Her working capital amounts to 60,000 UAH. She makes about 5,000 UAH on the goods she sells every month.

Oksana works long hours to keep her business sustainable and growing. She is a friendly vendor and loves owning her business. Oksana’s customers are always satisfied with the quality of the products she sells in her little store. She manages to keep fresh groceries even when the heat is at its worst and food products can easily spoil. Oksana is requesting a loan of 5,000 UAH to diversify the merchandise in her store. She believes that a more varied inventory will be more of an attraction for her customers and will increase her business income. We think that her natural ability to cheer people up with a word of encouragement or a smile will also help attract potential new clients and boost her sales as a result. One of the long-term plans Oksana and her husband have is to start a second business selling construction supplies in their home town of Kamenka.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,342,700
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Oksana to diversify her merchandise.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 26, 2009
Feb 12, 2009
Currency Exchange Loss:
Feb 15, 2010